It's Great to Meet You

Finance isn’t just about numbers - it’s about power, control and the freedom to build the life you want.

​

But too often, brilliant, ambitious people are held back - not by a lack of talent or drive, but by financial systems they were never taught to navigate. Money impacts everything: confidence, decision-making, business success and personal security. And when financial management falls apart, the ripple effect is massive.

​

I saw this firsthand when someone close to me - a business owner I admired - borrowed £3,000 and struggled to pay it back. They ignored my messages, which was completely out of character. It wasn’t just a money problem - it was deeper. They were drowning in financial mismanagement, undercharging for their work and unable to control their income. And I realised:

​

Financial success isn’t just about making more - it’s about how we think, how we decide and how we value ourselves.

​

This moment changed everything.

​

I threw myself into understanding the psychology of financial decision-making, pricing and business strategy. With my background as a finance professional and chartered accountant, I already understood the technical side. But I wanted to go deeper - so I pursued a master’s in Behavioural and Economic Science to explore how human behaviour drives financial success and failure.

​

That’s when I built my approach: combining financial strategy with psychology, behavioural science and economic equity. Because without understanding the human side of money, the numbers alone will never add up.

​​

Real Change, Real Results​

​

Since then, I’ve helped people radically transform their financial reality.

​

• A single mum struggling with £14,000 of debt? She cleared it in just eight months and started saving for a home she never thought possible.

• A business owner who felt capped at £20,000 per year? We restructured their pricing, their financial plan and their mindset - now they’re earning £85,000+.

• Women of colour advocating for fair pay and visibility? I’ve helped them speak up and take up space at work.

​

And the impact has gone beyond individuals.

​

I’ve been called to advise at Parliament, been consulted by major companies and won awards for my work.
I’ve appeared on ITV, BBC Radio and stages to talk about financial empowerment, business strategy and financial equity.

I've worked with the likes of the Guardian (WOCGN), Equifax, Moonpig, LinkedIn and many others.

​

I don’t just teach finance - I help people own their value, take control and use money as a tool for power and freedom.

​

Credentials & Expertise

​

Founder of Mind Over Money - A platform dedicated to financial wellbeing and education.
Trustee at Abianda - Supporting young women affected by criminal exploitation.
Award-Winning Financial Strategist - Recognised for my work in financial inclusion and business growth.

​

Qualifications & Professional Training:

​

MSc in Behavioural and Economic Science - Expertise in decision-making and behavioural finance.
CIMA Chartered Accountant - Specialised in business improvement and financial strategy.
BSc in Financial Mathematics - Strong foundations in finance, economics and data analysis.
Certified Coach & Business Mentor - Helping individuals shift mindset and build confidence.
Prince2 Project Management Certified - Expertise in structuring and delivering projects.
Mental Health First Aider - Trained to support financial wellbeing from a holistic perspective.

 

Creative Work:

Artist - Exploring identity and storytelling through painting and visual art.
Actor - Bringing diverse narratives to life in theatre and film.

​

What I Do & Who I Work With

​

• For business owners & entrepreneurs → Increase profit, scale with confidence and build a business that works for you.

• For individuals → Develop financial confidence, break through money blocks and build long-term financial security.

• For organisations & financial service providers → Create financially inclusive solutions that drive real economic impact.

 

No jargon. No judgement. Just real strategy, practical guidance and lasting results.

 

Let’s Work Together

Need business or personal coaching? → Work With Me
Want a workshop or speaking engagement? → Book me to Speak​

​

Let's Talk krystle@krystlemcgilvery.com

​