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behavioural SCIENCE - financE - art


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Empowerment through education





Krystle is known for connecting money to the mind as the starting point for improving financial dexterity and improving financial decision-making.


She approaches financial education from a place of forgiveness, acceptance, and positivity, allowing people the freedom to start from scratch where necessary.


Krystle was diagnosed with dyslexia whilst in her thirties, after years of working extra hard to overcome the unknown challenges she was fighting. She had always overcompensated for her difficulties by simplifying technical jargon and methodologies to ensure she was able to succeed and now applies this skill to her work.


She is admired for her ability to articulate complex financial concepts in easy-to-understand language. Her talks and workshops on finance and behaviour are often described as fun, and very easy to understand. Krystle provides an open and engaging environment for people to learn, reflect and develop their thinking.



​Past clients include Moonpig, Birkbeck University, StepChange, and General Assembly. Krystle has appeared on ITV Tonight, in the Telegraph newspaper, featured in Refinery29 and BBC Radio on several occasions. Krystle recently partnered with Boots No7 and AllBright to build a finance course for women coming out of the pandemic. She is also a finance writer and has written for the likes of Motley Fool.


Through her company Mind Over Money, a finance and behaviour change hub, Krystle provides courses, workshops, and training to help people develop their financial acumen, build financial confidence, and improve self-efficacy.


After reading Financial Mathematics at university, Krystle worked as a qualified Chartered Accountant for over 15 years with companies in the creative spaces of PR, advertising, marketing, and technology – being responsible for managing the finances of million-pound businesses. Krystle has been supporting people through education and mentoring and is widely known as the approachable finance expert, motivational speaker, and biggest cheerleader. She has studied Cognitive Behavioural Therapy, Neurofinance and Behavioural and Economic Science.


Current engagements

Founder of finance and behaviour change hub, Mind Over Money

​Presenter on Northbound radio station for show A Question of Finance

Charity Trustee for Maths on Toast, a family maths charity working to make maths fun and reduce maths anxiety and Abianda, a social enterprise working with young women and girls affected by gangs and county line activity.


Krystle enjoys creating fine art, photography and her many nieces and nephews! Krystle is also a member of 20:40

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Please do get in touch for partnerships, writing and speaking engagements.


Get in touch

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Krystle is such a fantastic finance coach that combines great finance knowledge in a holistic approach. She is a wonderful professional that offers an excellent approach from budgeting to saving, organised, enthusiastic and demonstrates a passion for her job. I have developed so many different skills from a methodological approach to achieving financial goals that are attainable that will remove any stress yet improve wellbeing. Krystle shares wonderful resources plus motivated me to read financial books to enhance my own knowledge. Newsletters from Krystle is a highlight of the week, as knowledge is power. I would highly recommend Krystle for assistance in finance, accounting, working with charity or schools as she would provide so much knowledge, guidance and make understanding finance an enjoyable experience!



Akua, Senior Analyst



You broke everything down and made it all made sense. Thank you so much for this evening Krystle! you made money far less daunting! - Past workshop attendee!



Past Workshop Attendee



My goals, visions and values weren't aligned before working with Krystle....I was hoping to get my finances in order...find out what I was spending on, ways I can save more, what my financial goals are and calculate the time frames to achieve. She far exceeded my expectations above and beyond! I was about to find out the emotional connection behind my spending and dig deeper into that. I had a great connection with Krystle straight away!! It made me feel so comfortable and at ease to not feel embarrassed or scared about my finances!



Natasha, Social Media Manager



The guidance from Krystle included effective ways to save money, improve mine and my husband’s credit score and how to stick to a budget, which worked wonders for me. I have recently lost my job due to the current COVID-19 pandemic and I found this course very encouraging, as it provided me with some valuable tips on how to manage my debts and prioritise my bills without falling further into debt.



Yasmin, School Teacher



Krystle’s financial education course was easy to navigate and easy to understand. Krys made the modules a perfect length to digest – concise enough to hold my attention and long enough for me to understand the information provided.



Denise, Business Director



After suffering from financial naïveté for decades, Krystle broke things down into such simple terms that I now have a wholly positive outlook where my finances are concerned. I only wish I could have benefitted from it earlier on in my professional and personal lives.



JAY, Business Director





KRYSTLE McGILVERY



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